With FHA home loans, people qualify with credit scores of 580 or higher along with down payments being as low as 3.5%. This makes these loans more accessible than most mortgages. 

How Do FHA Loans Work | Who Do They Benefit The Most

The FHA (Federal Housing Administration) protects lenders from defaults on payments. Every loan is insured by the FHA. This allows it to be easier for you to qualify and for lenders to offer lower interest rates.

The FHA loan option is designed for people that have credit scores of 580 or higher while also having a 3.5% down payment. These loans are the most accessible than all of the other ones offered. Check out the other benefits of the FHA loans down below. 

How To Qualify For The FHA Loan

FHA Loan Benefits


If you are thinking about refinancing, the FHA loan has great benefits as well.

Requirements For Your Property | Tampa Mortgage Brokers

Why Choose Tampa Bay Home Mortgage | Best Mortgage Company in Tampa

Tampa Bay Home Mortgage is ready and willing to provide quality service to those in need. We treat each need in accordance to the person and their needs. Get started today and fill out an FHA loan application form online. Choose us now!