Buying A Vacation Home
We will assist you in finding the appropriate mortgage loan that works for you. We have many options that will support you in financing a second home with as little as 10% down. With the Tampa Bay Home Mortgage Purchasing Process, you can be confident with a great offer in a competitive market.
Why Choosing Tampa Bay Home Mortgage is The Best Option
-
You'll receive a complete online application process which includes less paperwork than most, and you are able to track the current status of your mortgage application.
-
Our personal home loan experts are personal to you. Meaning we are available to answer your questions so that you are confident in your choices and that we get the right mortgage for you.
-
After you have closed your loan, you are able to manage your mortgage online free of charge.
Here Are A Few Popular Loan Options for Vacation Homes
-
30-Year Fixed Loan – As of 2020, fixed rates are close to new historic lows. Find out how low your payment could be with a 30-year fixed rate!
-
15-Year Fixed Loan – Do you want the same security of a 30-year fixed-rate mortgage, but pay your mortgage off in half the time? Choose the 15-year fixed loan option!
Frequently Asked Questions | Vacation or Second Home FAQ's
How Do I Find An Agent?
In the beginning you convince yourself that you don’t need a real estate agent to buy a home. However, when you find yourself going through the papers and don’t understand, you may begin to reconsider. Our sister company Rocket Homes can help you connect with a high-rated agent with only your interest in mind.
What are closing costs?
Mortgage closing costs or also known as settlement fees are fees charged for services that must be done and completed to process and finish your loan application. This includes closing title fees, appraisal fees, credit report fees, attorney’s fees, taxes, and surveying fees. The closing cost of a loan will depend on your location.
Why Choose Tampa Bay Home Mortgage?
Tampa Bay Home Mortgage is ready and willing to provide quality service to those in need. We treat each need in accordance with the person and their needs. Choose us today!